Capital structured around your project.
Bridging Finance
Short-term secured lending designed to move quickly. Used to complete a purchase, release equity or secure a site before longer-term finance is arranged.
Case Study
Auction Purchase, Birmingham A property investor identified a vacant commercial building at auction with strong residential conversion potential. Contracts required completion within 28 days, faster than any conventional lender could move.
Lend Atlas Capital arranged a £4.2m bridging facility within 14 days, secured against the asset at 70% LTV. The client completed the purchase, obtained planning permission for 38 apartments, and refinanced onto a development facility seven months later.
Loan: £4.2m — Term: 7 months — LTV: 70%
Development Finance
Funding structured to support ground-up residential and commercial construction. Drawn in tranches against project milestones, with interest typically rolled up.
Case Study
Residential Scheme, Lisbon A UK-based developer secured a site with planning consent for 48 luxury apartments across two buildings in a high-demand residential district of Lisbon. The project required €13.2m in development funding across a 26-month build programme.
Lend Atlas Capital structured the facility with a European private credit fund experienced in cross-border transactions, at 82% LTC with interest rolled up and staged drawdowns released against construction milestones. All units were sold prior to practical completion, generating a 28% return on equity for the developer.
Loan: €13.2m — Term: 26 months — LTC: 82%
Purchase Finance
Longer-term lending to support the acquisition of investment property, portfolios or commercial assets. Suited to experienced investors and SPV structures.
Case Study
Mixed-Use Portfolio Acquisition, Manchester A portfolio investor sought to acquire a mixed-use block comprising retail units and 22 residential flats from a single vendor, a time-sensitive transaction requiring a lender comfortable with complex title and mixed-use income streams.
Lend Atlas Capital sourced a specialist investment lender offering a £6.8m facility at 67% LTV on a 5-year term, structured to account for the mixed income profile. The transaction completed in 41 days.
Loan: £6.8m — Term: 5 years — LTV: 67%
